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Your 14-day free trial includes

3 complete check drafts to test with real data

Full electronic authorization form workflow

AES-256 encrypted banking data storage

Complete audit trail on every authorization

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Trial check drafts include a watermark and are not for deposit. Subscribe to remove watermarks and unlock full draft volume.

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I agree to the Terms of Service and Privacy Policy.

Last updated: April 2026 — kSoft Corporation

These Terms govern your access to and use of Check Draft Manager, operated by kSoft Corporation. By creating an account you agree to these Terms.

1. Description of Service

Check Draft Manager allows subscribing businesses to collect electronic bank payment authorizations, generate “Signature Not Required” check drafts, and manage the full authorization and check lifecycle through a web-based dashboard.

2. Account Registration

You must provide accurate, complete information and maintain the confidentiality of your credentials. You must be at least 18 years of age and authorized to enter into this agreement on behalf of your business.

3. Free Trial

New accounts receive a 14-day free trial with a limit of 3 check drafts. Trial drafts include a watermark and are not for deposit. One trial per email address. After the trial period you must subscribe to continue using the Service.

4. Acceptable Use

You agree not to:

Generate check drafts without valid, documented customer authorization
Use the Service to process payments that are fraudulent, unauthorized, or disputed
Attempt to circumvent any security features of the platform
Use the Service in violation of applicable federal, state, or local laws
Resell or transfer access to the Service to any third party

5. Payment Authorizations and Check Drafts

You are solely responsible for ensuring all authorizations are valid and compliant with applicable banking regulations including NACHA Operating Rules and Regulation E. kSoft provides the technical platform but does not verify or guarantee the validity of any authorization. You agree to maintain authorization records for a minimum of two years.

6. Subscription Plans and Billing

The Service is billed monthly in advance through PayPal. Drafts generated in excess of your plan limit are charged at your plan’s overage rate. All fees are non-refundable except as required by law. kSoft reserves the right to modify pricing with 30 days written notice.

7. Data Security and Privacy

kSoft employs AES-256 encryption for sensitive banking data at rest and HTTPS encryption in transit. Please review our Privacy Policy for complete information.

8. Customer Data

You retain ownership of all customer data. kSoft will not sell or share your customer data for any purpose other than operating the Service. Upon account termination, data is retained for 90 days then permanently deleted.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. KSOFT DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

10. Limitation of Liability

KSOFT’S TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO KSOFT IN THE TWELVE MONTHS PRECEDING THE CLAIM.

11. Governing Law

These Terms are governed by the laws of the State of Iowa. Disputes shall be subject to the exclusive jurisdiction of courts located in Iowa.

12. Contact

Questions? Contact kSoft Corporation at tim.m@ksoftcorp.com.

Last updated: April 2026 — kSoft Corporation

Plain language summary: We collect what we need to run the service. We encrypt sensitive banking data. We never sell your data or your customers’ data. You own your data and can request deletion at any time.

1. Information We Collect

Account and Business Information

Business name, contact information (name, email, phone, address)
Account credentials (email and hashed password — plaintext passwords are never stored)
Billing information processed through PayPal (credit card numbers are never stored)
Subscription plan and usage data

Customer Authorization Data (collected on your behalf)

Customer name, email address, and mailing address
Bank routing and account numbers (stored AES-256 encrypted)
Electronic signature image
Authorization date, time, and IP address
Payment amount and frequency

2. How We Use Information

Provide, operate, and maintain the Service
Process subscription billing and manage your account
Send transactional emails (verification, password resets)
Generate check drafts from customer authorizations on your behalf
Monitor platform security and detect unauthorized activity
Comply with legal obligations

We do not use your data or your customers’ data for advertising or any purpose beyond operating the Service.

3. How We Protect Your Data

Encryption at rest: Bank routing numbers, account numbers, and credentials are AES-256 encrypted in the database
Encryption in transit: All data is transmitted via HTTPS/TLS
Password hashing: PBKDF2/SHA-256 with 100,000 iterations — never stored in recoverable form
Access controls: Tenant data is strictly isolated
Admin access: Restricted to whitelisted IP addresses with a separate password
Audit logging: All significant actions are recorded

4. Data Sharing

We do not sell, rent, or share your data with third parties for marketing. Limited sharing occurs only with PayPal (billing), SendGrid (email delivery), and as required by valid legal process.

5. Data Retention

Data is retained while your account is active. After cancellation, data is retained for 90 days then permanently deleted.

6. Your Rights

You have the right to access, correct, export, or delete your data at any time. Contact us at tim.m@ksoftcorp.com.

7. Cookies

The Service uses session cookies strictly for authentication. We do not use tracking or advertising cookies.

8. Contact

Privacy questions? Contact kSoft Corporation at tim.m@ksoftcorp.com. We respond within 30 days.

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