Last updated: April 2026 — kSoft Corporation
These Terms govern your access to and use of Check Draft Manager, operated by kSoft Corporation. By creating an account you agree to these Terms.
1. Description of Service
Check Draft Manager allows subscribing businesses to collect electronic bank payment authorizations, generate “Signature Not Required” check drafts, and manage the full authorization and check lifecycle through a web-based dashboard.
2. Account Registration
You must provide accurate, complete information and maintain the confidentiality of your credentials. You must be at least 18 years of age and authorized to enter into this agreement on behalf of your business.
3. Free Trial
New accounts receive a 14-day free trial with a limit of 3 check drafts. Trial drafts include a watermark and are not for deposit. One trial per email address. After the trial period you must subscribe to continue using the Service.
4. Acceptable Use
You agree not to:
- Generate check drafts without valid, documented customer authorization
- Use the Service to process payments that are fraudulent, unauthorized, or disputed
- Attempt to circumvent any security features of the platform
- Use the Service in violation of applicable federal, state, or local laws
- Resell or transfer access to the Service to any third party
5. Payment Authorizations and Check Drafts
You are solely responsible for ensuring all authorizations are valid and compliant with applicable banking regulations including NACHA Operating Rules and Regulation E. kSoft provides the technical platform but does not verify or guarantee the validity of any authorization. You agree to maintain authorization records for a minimum of two years.
6. Subscription Plans and Billing
The Service is billed monthly in advance through PayPal. Drafts generated in excess of your plan limit are charged at your plan’s overage rate. All fees are non-refundable except as required by law. kSoft reserves the right to modify pricing with 30 days written notice.
7. Data Security and Privacy
kSoft employs AES-256 encryption for sensitive banking data at rest and HTTPS encryption in transit. Please review our Privacy Policy for complete information.
8. Customer Data
You retain ownership of all customer data. kSoft will not sell or share your customer data for any purpose other than operating the Service. Upon account termination, data is retained for 90 days then permanently deleted.
9. Disclaimer of Warranties
THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. KSOFT DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.
10. Limitation of Liability
KSOFT’S TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO KSOFT IN THE TWELVE MONTHS PRECEDING THE CLAIM.
11. Governing Law
These Terms are governed by the laws of the State of Iowa. Disputes shall be subject to the exclusive jurisdiction of courts located in Iowa.
12. Contact
Questions? Contact kSoft Corporation at tim.m@ksoftcorp.com.